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Plan Disclosures

Plan disclosures

These disclosure documents describe Allina Health | Aetna health benefits and health insurance plans. Find your plan type to review your plan’s disclosure.

Plan Sponsor/Employer Plans

Note about employer-funded plans: State mandates do not apply to most self-funded plans governed by ERISA. If you’re unsure if your plan is self-funded and/or governed by ERISA, just talk with your benefits administrator. Plan documents may override the information on this website.


Allina Health | Aetna members receive dental benefits from Aetna. Aetna provides certain management services to Allina Health | Aetna. Please refer to for more information.

2022 MN Prior Authorization Statistics

2022 MN Pharmacy Prior Auth Statistics

2022 MN Specialty Rx Prior Auth Statistics

Important benefits for women

Women’s Health and Cancer Rights Act of 1998

If you have had or are going to have a mastectomy, you may be able to get certain benefits under the Women’s Health and Cancer Rights Act of 1998 (WHCRA). For those getting mastectomy-related benefits, coverage will be given based on a consultation with the physician and the patient for:

  • All stages of reconstruction of the breast on which the mastectomy was performed
  • Surgery and reconstruction of the other breast to create a symmetrical appearance
  • Prostheses
  • Treatment of physical complications of the mastectomy, including lymphedema

Benefits will be given to a person who has already had a mastectomy due to breast cancer while covered under a different health plan. Coverage is given based on your plan design and may have plan limitations, copays, deductibles, coinsurance and referral requirements. For more information, you can contact Member Services at the number on your ID card, or the links below.

Centers for Medicare and Medicaid services fact sheet
U.S. Department of Labor website (PDF)

Transparency in coverage

Allina Health | Aetna – machine readable files

If you are looking for Small Group AFA plans click here.

Effective solutions that fit a variety of needs

Our health coverage solutions bring together local expertise with the experience of a leading national insurance brand. We provide plans that deliver the services members value with the type of cost clarity that gives peace of mind.

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Legal Notices: Health benefits and health insurance plans contain exclusions and limitations.

Health benefits and health plans are offered, underwritten or administered by Allina Health and Aetna Insurance Company (Allina Health | Aetna).  Allina Health l Aetna is an affiliate of Aetna Life Insurance Company and its affiliates (Aetna).  Allina Health | Aetna has sole responsibility for its products and services. Aetna provides certain management services to Allina Health | Aetna. Aetna and MinuteClinic, LLC (which either operates or provides certain management support services to MinuteClinic-branded walk-in clinics) are both within the CVS Health family.

Allina Health | Aetna is the brand name used for products and services provided by Allina Health and Aetna Insurance Company.

This material is for information only and is not an offer or invitation to contract. Health benefit plans contain exclusions and limitations. Providers are independent contractors and not our agents. Provider participation may change without notice. We do not provide care or guarantee access to health services. Not all health services are covered. See plan documents for a complete description of benefits, exclusions, limitations and conditions of coverage. Plan features and availability are subject to change and may vary by location. If you are in a plan that requires the selection of a primary care physician and your primary care physician is part of an integrated delivery system or physician group, your primary care physician will generally refer you to specialists and hospitals that are part of the delivery system or physician group. Information is believed to be accurate as of the production date; however, it is subject to change.

*Applies only to covered services at MinuteClinic. Members in indemnity plans are not eligible for this benefit. Such members should refer to their benefit plan documents in order to determine coverage and applicable cost share for walk-in clinic benefits and services, as applicable. Visit for age and service restrictions. Eligible members enrolled in qualified high-deductible plans must meet their deductible. However, such services would be subject to negotiated contract rates. Once the deductible has been met, members will be able to access MinuteClinic services at no cost share. Aetna and MinuteClinic, LLC (which either operates or provides certain management support services to MinuteClinic-branded walk-in clinics) are both within the CVS Health family. Aetna is not responsible for services received at MinuteClinic locations. 98point6 and 98point6 physicians are independent contractors and are neither agents nor employees of Allina Health | Aetna or plans administered by Allina Health | Aetna and does not guarantee that a prescription will be written.

Language Assistance Language Assistance can be provided by calling the number on your member ID Card. For additional language assistance: Español | 中文 | Tiếng Việt | 한국어 | Tagalog | Pусский | العربية | Kreyòl | Français | Polski | Português | Italiano | Deutsch | 日本語 | فارسی | Other Languages…