Why Choosing an Allina Health | Aetna Plan Offers Great Value

By Andy Minnich, Vice President of Sales

Making decisions on health insurance providers can be difficult for employers. Each person’s needs are different and each factor has to be taken into account. As many reevaluate what health insurance works for them post-pandemic, brokers need to know their options for providing innovative health plans to their customers. My job as the Vice President of Commercial Sales at Allina Health | Aetna is to help with that.

When Allina Health | Aetna entered the market in 2018, we became a new option for Minnesotans after many years of the same health insurance carriers. We bring so many uniques to the table: We’re a local company that’s nimble but owned by two huge parent companies, Allina Health and Aetna, with extensive assets and resources. Even though we have these power players behind us, we still have a local leadership team with our own employees who can react quickly.

We also bring familiarity. Minnesotans know Allina Health as a local and respected health care system, and Aetna has been in the insurance market for 170 years but not in Minnesota. Allina Health | Aetna’s mission is to transform the way our members receive health care by offering more personal, affordable and effective care, right in their community. We want to be a disruptor in the market and make commercial health care plans easier, more accessible and more valuable for your customers. One of the most telling stats? Companies are keeping their Allina Health | Aetna plans at a 93% retention rate because they’re good for their employees, making our plans the best choice in the marketplace.

Misconceptions About Allina Health | Aetna

One of the biggest misconceptions about our plans is that members are required to go to an Allina Health provider. This is not true. If your employee population isn’t currently utilizing Allina Health services, our plans will still work for and with them. Our plans have more than 51,000 in-network providers nationwide because of our partnership with Aetna. You’ll never be in a spot without coverage. We offer multiple network options in Minnesota to choose from. Our broad network includes Mayo Clinic, M Health Fairview and HealthPartners with coverage from border to border. At the same time, our performance network with Allina Health as the cornerstone provides additional value for members. Along with cost savings, members will have access to the first frictionless billing system in Minnesota and a value-based care model when visiting an Allina Health provider.

Valuable Services

A changing world means health care plans need to change as well. We have the power to be on the cutting edge of health care as we introduce new products to members, and we’re able to offer a broader spectrum of options than anyone else in the market. With 24/7 urgent care coverage and $0 Minute Clinic visits at CVS Pharmacy and Target locations, Allina Health | Aetna plans ensure your customers can be confident their employees don’t have to worry when an unexpected doctor visit pops up.

Ten or twenty years ago it would have seemed unorthodox to be texting or having a video call with a provider unless you know them personally. But, the ease and convenience of being able to communicate and connect with a health care provider wherever you are eliminates the worry when an injury or illness happens. Members demand services like our registered nurse hotline, 98point6 service and expanded mental health resources to have access to care immediately.

Your customers can expect the ease and accessibility of virtual care as part of one of our health care plans. One additional unique example of that is Hinge Health. Through this partnership, Allina Health | Aetna members can have supplies and exercise information sent to their homes so they can take care of physical therapy at any time. Offering new and innovative options gives members the flexibility to get their care done when it works for them—at home, on vacation or on the road. With more access to programs like this, employees stay healthy, making it a win for employers as well.

Innovation in Our Plans

While we have the full power of both Allina Health and Aetna behind us, our Allina Health | Aetna team is local to Minnesota with the ability to be nimble for our members. We are an innovation sandbox with unique opportunities to try new services and benefits for both companies that service your customers. Our Vice President of Innovation, Andrea Kao, and her team are constantly looking for the next partnership to make the health insurance experience easier.

We strive to ensure the plans we offer work for and with the consumer. Your customers want to know their employees will be taken care of, and at Allina Health | Aetna, we believe health plans and providers should work together to meet the needs of the member. Our fully integrated Advance Care Team (ACT) is available for the complex cases that come up. This hands-on solution is a suite of nurses, pharmacists, social workers and navigators who will rally together to help coordinate a member’s coverage and care so they aren’t left to do it on their own.

The seamless integration between our parent companies allows our local team to focus on the consumer experience and offer competitive plans at competitive prices with access to all the providers in the marketplace. With constant innovation, we are able to offer fully- and self-funded commercial health insurance plans designed to save employers money while providing the best care value to our members. Health care coverage shouldn’t be as hard as it is. We’re a health plan for Minnesotans made by Minnesotans offering resources to meet your clients where they are. When choosing Allina Health | Aetna, you’re choosing a true partner.